(This the second part of my series of tips for jobseekers. You can read Part 1 on how to avoid 0845 numbers here.)
Sadly, my jobseeker’s allowance application was turned down.
This came as a shock, as, when I started working again last April, I was told by the JobCentre that if I took a temporary job, which was the case, I would be able to sign back on very quickly once I had finished it.
What I didn’t realise was that “signing back on” did not mean being paid jobseeker’s allowance (JSA). Bizarrely, one can be registered as a jobseeker without receiving any jobseeker’s allowances.
Two years’ work or no dole
The grounds for refusal were that I had not paid enough National Insurance contributions in tax years 08/09 and 09/10 – the two years when I was studying/not working. It took me three phone calls, all of them to an 0845 number, until a helpful adviser finally explained to me that having worked and paid taxes in 2010 did not make me eligible for claiming JSA this year, nor will I be eligible again, until I have worked for two consecutive tax years.
This is not something even JobCentre employees may not be fully aware of. If you have not worked (and paid NI contributions) for TWO CONSECUTIVE YEARS prior to the tax year in which you applied for JSA, you are not eligible to the dole. Even if you are middle-aged and have worked your entire life, only those two years prior to your unemployment are what counts. Fair? Unfair? Let’s not even go there…
Are there any other benefits I can claim?
Yes. Housing benefit and council tax benefit (call your local council re these), working tax credits, etc, which are means tested: you will have to declare the amount of savings you have, and your partner’s, if you have one. If your partner works, you must declare his/her income as well. Beware that, as a general rule, only households with an income or savings of less than £16,000 are likely to be eligible. It is worth making enquiries anyway.
Are there any advantages in staying signed on if my claim has been turned down?
a. As long as you continue attending the Job Centre on your sign-on days, every fortnight, you can receive NI contribution credits. This means you can continue to build up your state pension entitlement. Read up on it on this page on DirectGov.com.
b. Here’s a valuable tip your JobCentre may not have told you about. JobCentres nationwide have been affected by government cuts, and money is being trimmed wherever possible, so unless you ask about it, they may not offer it to you. DO ASK.
Even if you are not eligible to JSA, or even if your JSA has ran out (you can only claim for so many weeks), as long as you’re “signed on”, you can ask your local JobCentre to help cover costs of your “travel to interview”.
JobCentres can cover your travel costs to job interviews IF they occur outside your area. If you are not sure if where you are going is within that area or not, ask your JobCentre.
What do I need to claim travel expenses to interviews?
You must be able to provide proof that it is a genuine interview at a genuine company. If the interview was arranged by phone, ask the company or recruitment agency to send details to you in writing – a letter or email including contact telephone, contact person’s name and address should do. The JobCentre often calls your interviewer or agent to verify you did attend the interview.
As a rule JobCentres can only give you vouchers in advance, not in arrears, so make sure you call them as soon as you the interview day and time are set, even the day before. They will give you an appointment for you to come (with your evidence) and collect a RAIL VOUCHER, which you can give to the train conductor and exchange for a suitable train ticket. No cash is handed to the jobseeker, obviously to prevent fraud.
If you need to drive to the interview, you must prove that is the cheapest (or only) way to get there. Should you need travel so far that you would require an overnight stay, the JobCentre may also be able to contribute towards your accommodation costs (don’t expect a five-star hotel of course).
If you’re going anywhere that takes more than, say, 40min to get to, it is worth checking with the JobCentre about any financial help you may be entitled to. But ask nicely.
The ‘travel to interview’ vouchers are about the only motivation I now have for staying signed on, while enduring the morally degrading experience that JobCentres can be. With return train tickets to London from where I live costing almost £20 (at off-peak times), and with no dole money to rely on, this perk is a life saver.
For those on the breadline, struggling to feed themselves or their family, JobCentres are also expected to start giving away food vouchers from April. More on this BBC article.
You’ve heard it here first.